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For Sale

1052 Rat Bay Rd 109-7, Lake of Bays, Ontario P1H 2J6

$38,900
2 Bedrooms
2 Bathrooms
NaN sq ft

About This Property

Blue Water Acres FRACTIONAL ownership means that you own 1/10th of the cottage and a share in the entire resort. The resort has about 50 acres and 300 ft of south-facing shoreline frontage on Lake of Bays, the second largest lake in Muskoka. This is not a time share although some think it is similar. You would have use of the cottage for 5 weeks of the year. Algonquin cottage 109 has enough parking for 5 cars. There is one core (fixed) week in summer (in this case it's Week 7) plus 4 more weeks that change each year. For this interval the weeks for 2026 start on: Feb 6, May 15, August 7 (core week), October 2, November 27, 2026. The core (fixed) week for this unit starts on Friday, August 7 /25. Turnover day is Friday for this cottage. The Algonquin cottage has 2 bedrooms, 2 bathrooms, is about 922 square feet, and has a main floor laundry. The resort itself offers walking trails, a beautiful sandy beach, indoor swimming pool, sauna, recreation room, fitness room, and activity centre. Great swimming, ideal for families of all ages, level to gently sloping land makes it easy to access the waterfront. There is NO HST on resales. All cottages are smoke/vape-free and pet-free. Interior photos for this listing are of a similar cottage, all furnishings are identical. The ANNUAL maintenance fee for EACH OWNER of this unit in 2026 is $5,127 + HST ($427.25/month) and it's paid in the autumn of each year for the following year for EACH owner. This is an affordable way to enjoy cottaging in Muskoka on one of our nicest lakes.

Home Details

CategoryCondoProperty
StyleBungalow
TypeSale
StatusA
Days on Market–
List DateApr 18, 2023
Last Updated OnFeb 16, 2026
Year Built16-30

Features

Total Beds2
Baths2
Heating TypeBaseboard
Air ConditioningCentral Air
FireplacesNo
Total Parking–
BasementOther
MLS NumberX12017497

Exterior

ConstructionBuilt in 16-30
Construction DetailsStandard Frame
Roof MaterialAsphalt Shingle
ExteriorHardboard Siding

Water & Sewer

Water SupplyWell
SewerSeptic Tank

Legal

Brokerage–
Jessica

Jessica Thyriar

Real Estate Agent
+1 (416) 732-6397